Craig S. Wilkinson, President

Prior to founding TMS in 1993, he served as Vice President and Manager of FX Risk Exposure in the Foreign Exchange Division at Texas Commerce Bank in Houston, Texas. This Division was responsible for making markets for corporate clients and Interbank counterparties in Foreign Exchange and related products while initiating and managing proprietary trading programs for its own account.

Prior to Texas Commerce Bank he spent two years in Wellington, New Zealand as the Senior Vice President and Head of Foreign Exchange & Foreign Currency Products for Bank of New Zealand, the largest indigenous commercial bank in that country. In this capacity he directed all activities of a highly visible 18 member dealing team that maintained an active presence in Spots, Forwards, Multi-Currency Deposit Trading, Currency and Interest Rate Swaps and related derivative products such as Options, Futures and Forward Rate Agreements. In addition, he also had joint responsibility for the National Sales team, Global Asset/Liability Management and a seven nation Global Dealing Room Network.

Prior to moving to New Zealand Mr. Wilkinson worked as Vice President and Treasurer of Bank of New Zealand's Los Angeles Office where he was responsible for establishing BNZ as the dominant Australasian Trading Room in the Western United States. Responsibilities included staffing, training and implementation of business plans for the Interbank Trading, Asset/Liability Management and the Corporate Advisory teams.

Prior to working with BNZ, Mr. Wilkinson was actively involved in all aspects of Treasury Management with Bank of America. Serving as Vice President & Chief Trader of Interbank Trading, Head of the Financial Markets Advisory Service and Head Trader of the Option Desks. His primary responsibilities included formulating business plans, meeting targeted financial objectives, staffing, training and shared supervisory responsibilities for a 23 member dealing team.

Prior to Bank of America Mr. Wilkinson functioned for two years as the Assistant Vice President & Head Trader of the ABN/AMRO Bank NV in Los Angeles. There he managed a Foreign Exchange and Eurodollar trading operation that focused on expanding its multinational corporate base through accurate market information and highly personalized service.

Susan B. Wilkinson, Vice President & Secretary

Is primary involved in client support, ensuring that all payments and market risk analysis meets our clients' expectations. Although Mrs. Wilkinson was not active in the financial markets between 1983 and 1987, she has had extensive experience in the Foreign Exchange and Capital Markets with major international financial institutions. Prior to joining TMS in 1993 she was the Vice-President of CSW Investments, a privately held Investment Company from June 1987 until February 1993.

From August 1993 until September 1995 she was the Assistant Director of Christ Memorial Lutheran Church’s Pre-School in Houston Texas. From May 1991 through September 1992 Mrs. Wilkinson functioned as the Director of the Preschool Program at Memorial Lutheran Church in Houston, Texas.

From February 1979 until February 1983 she worked in the Los Angeles Office of Bankers Trust Co. NY as an Assistant Treasurer on the Foreign Exchange & Capital Markets Sales Team. Her primary function in this capacity was to analyze the prevailing market conditions in the financial markets in order to assist her multi-national corporate clients with their hedging programs.

From June 1973 until February 1979 she worked with Chase Manhattan Bank NA, Los Angeles as a Foreign Exchange Trader and a member of the Financial Markets Sales Team. Here she priced Interbank transactions to trading counterparties, ran her own risk positions and advised corporations on their financial markets transactions.